01
Portfolio acquisition
Assessment and acquisition of credit portfolios and financial assets.
We analyze available information, documentation and historical performance to define the price, scope and terms of the transaction.
What we assess
- Available information
- Documentation
- Historical performance
- Risks
- Price under different scenarios
How we get involved
- Data normalization
- Scenario-based valuation
- Strategy defined before closing
02
Asset management
Management of proprietary and third-party portfolios.
We set a strategy per segment, coordinate operations and report results at agreed intervals.
What we assess
- Objectives
- Comparable information
- Portfolio characteristics
- Segmentation potential
How we get involved
- Segment-level strategy
- Operational coordination
- Continuous monitoring
- Periodic review
03
Non-performing loans (NPL)
Assessment and management of portfolios across different levels of impairment.
We segment by bucket, delinquency age and documentation quality. Each bucket gets its own strategy and time horizon.
What we assess
- Documentation
- Days past due
- Collection history
- Performance
- Costs
How we get involved
- Segmentation
- Bucket-level strategy
- Monitoring
- Adjustments based on results
04
Due diligence & valuation
Financial, documentary and operational analysis ahead of a decision.
We review data consistency, supporting documentation and recovery assumptions to build a fair value range.
What we assess
- Data consistency
- Documentation
- Traceability
- Assumptions
- Timing
- Costs
How we get involved
- Scenarios
- Value ranges
- Risk identification
- Quantitative input for decision-making and negotiation
05
Recovery management
Design, coordination and monitoring of recovery strategies.
We set channels, priorities and control metrics, with periodic review of results by segment.
It is an operational capability within asset management, not a standalone business.
What we assess
- Operational capacity
- Performance
- Reporting quality
- Costs
- Expected recovery
How we get involved
- Service-provider coordination
- Monitoring
- Performance analysis
- Collections and cash-flow tracking
- Reallocation based on results
06
Structuring
Transaction and structure design tailored to each asset and counterparty.
We define the deal structure, each party's role and the post-closing management framework.
What we assess
- Cash flows
- Documentation
- Contractual framework
- Roles
- Risks
How we get involved
- Structure design
- Role allocation
- Risk allocation
- Post-closing management framework